There are tons of free 1hr sessions out there BUT to qualify for ALL down payment assistance programs, you need to take an APPROVED Course
Homebuyer 101 Approved Courses

Here are some programs you may qualify for below:

MassDreams- up to $50,000 toward the purchase of your home
ONE+ Boston financial assistance program for Boston residents or employees
List of Cities with down payment programs

Honestly, the best loan product for you may be different than what is best for me. Lenders look at your credit, income, savings and debt to income ratio when determining your pre-approval amount.

When purchasing an affordable unit, particularly in the City of Boston, please consider lenders who have MassHousing and ONE Mortgage loan products. These are the most affordable loan products available for buyers earning less than 100% AMI.

While there are tons of products available, speak with your lender to identify the best one for your situation.

Suggestion... get 3 quotes within the same week, this will maximize your your credit inquiry without adversely hurting you

Below are some of our preferred lenders who offer these products, excellent customer service and have a track record if getting buyers to the closing table